14 permits · verified 2026-10-08
What permits do you need to open a contractor or trade in Hamilton County Tn?
In short
No permit applies to every contractor or trade in Hamilton County Tn, TN. All 14 depend on your premises, the work you do or how you are set up. Hamilton County Division of Public Works (Development Services and Highway Department) charges $150 per curb cut on an existing county road, collected at permit issuance for the curb cut fee (county road). 7 of the 14 are charged as a range or formula rather than a flat fee. Verified 2026-10-08 against the issuing agencies’ published fee schedules.
Permits particular to a contractor or trade in Hamilton County Tn
| Permit | Issuing agency | Fee | Renews | Last checked |
|---|---|---|---|---|
| Land Disturbance Permitonly if it applies to you | Hamilton County Water Quality Program | $95 plus $5 per disturbed acre or portion thereof | expires one year after issuance unless an extension is requested in writing | 2026-10-08 |
| County Electrical, Plumbing, Mechanical and Gas Licensesonly if it applies to you | Hamilton County Building Inspection Department | $10–$105 per license type, plus a $5 records management fee for each license type (Resolution 325-35) | term not stated on the county's application form; contact Building Inspection | 2026-10-08 |
| Right-of-Way Work Licenseonly if it applies to you | Hamilton County Division of Public Works (Development Services and Highway Department) | $500 per year, for prime contractors and subcontractors | 1 year; must be renewed annually | 2026-10-08 |
| County Septic Installer Licenseonly if it applies to you | Hamilton County Division of Public Works (Development Services and Highway Department) | $200 Category 1 (standard systems) installer and pumper license per year; $100 for each additional license (alternative, experimental, etc.) | 1 year | 2026-10-08 |
| Contractor Licenseonly if it applies to you | Tennessee Board for Licensing Contractors | $250 application; $200 to renew | 2 years | 2026-09-03 |
Fees shown as a range or formula are set that way by the issuing agency — we do not average them into a single number.
Local permits that apply to every type of business in Hamilton County Tn
| Permit | Issuing agency | Fee | Renews | Last checked |
|---|---|---|---|---|
| County Business License (Standard or Minimal Activity)only if it applies to you | Hamilton County Clerk | Varies — formula on the Hamilton County Tn page | standard license: renewed when the state business tax return is filed (T.C.A. § 67-4-723(a)(2) provides no fee for that renewal); minimal activity license: renewed each year at the County Clerk's office | 2026-10-08 |
| Electrical, Plumbing and Mechanical Permitsonly if it applies to you | Hamilton County Building Inspection Department | Varies — formula on the Hamilton County Tn page | per permit, for the work described | 2026-10-08 |
| Curb Cut Fee (County Road)only if it applies to you | Hamilton County Division of Public Works (Development Services and Highway Department) | $150 per curb cut on an existing county road, collected at permit issuance | one-time, per curb cut | 2026-10-08 |
| Septic Tank Permit — New Installationonly if it applies to you | Hamilton County Division of Public Works (Development Services and Highway Department) | $440 per new installation permit ($400 permit + $5 administration fee + $35 permit issuance fee); doubled if work starts before the permit is obtained | per permit, for the system installed | 2026-10-08 |
| Rezoning and Special Permit Applications (Unincorporated)only if it applies to you | Hamilton County Planning Department | Varies — formula on the Hamilton County Tn page | one-time, per application | 2026-10-08 |
Fees shown as a range or formula are set that way by the issuing agency — we do not average them into a single number.
TN registrations that apply to every type of business
| Permit | Issuing agency | Fee | Renews | Last checked |
|---|---|---|---|---|
| Articles of Organization (LLC)only if it applies to you | Tennessee Secretary of State, Division of Business and Charitable Organizations | Varies — formula on the TN page | no expiry, but an annual report on the same per-member scale is due each year | 2026-09-03 |
| For-Profit Corporation Charteronly if it applies to you | Tennessee Secretary of State, Division of Business and Charitable Organizations | $100 one-time filing | no expiry, but a $20 annual report is due each year | 2026-09-03 |
| Standard or Minimal Activity Business Licenseonly if it applies to you | Tennessee Department of Revenue | $15 per jurisdiction per location — charged again by the city if it has enacted the tax | annual for a standard license, renewed free when the tax return is filed | 2026-09-03 |
| Annual Reportonly if it applies to you | Tennessee Secretary of State, Division of Business and Charitable Organizations | Varies — formula on the TN page | annual — due the first day of the fourth month after the fiscal year ends | 2026-09-03 |
Fees shown as a range or formula are set that way by the issuing agency — we do not average them into a single number.
How much does it actually cost to permit a contractor or trade in Hamilton County Tn?
There is no single figure, and any site quoting one is rounding away the part that matters. Of the 14 records listed for a contractor or trade in Hamilton County Tn, TN, 0 apply to every business of this type and 14 are conditional. Adding every fee on the page together would overstate what most operators pay, because it would include permits they never need.
7 of the 14 are charged as a range or a formula set by the issuing agency, and 0 have no fee published at all. The ones particular to this business that vary:
Land Disturbance Permit: $95 plus $5 per disturbed acre or portion thereof
County Electrical, Plumbing, Mechanical and Gas Licenses: $10–$105 per license type, plus a $5 records management fee for each license type (Resolution 325-35)
The other 5 variable fees belong to permits that apply to every type of business here; their formulas are set out on the Hamilton County Tn permits page and the TN state page.
Which offices issue these permits in Hamilton County Tn?
Permits for a contractor or trade in Hamilton County Tn, TN come from 8 separate offices: Hamilton County Clerk, Hamilton County Building Inspection Department, Hamilton County Division of Public Works (Development Services and Highway Department), Hamilton County Planning Department, Hamilton County Water Quality Program, Tennessee Secretary of State, Division of Business and Charitable Organizations, Tennessee Department of Revenue, Tennessee Board for Licensing Contractors. No single office issues them all, which is why an opening means filing in several places rather than one.
- Hamilton County ClerkIssues 1 permit on this page: County Business License (Standard or Minimal Activity)625 Georgia Avenue, Room 201, Chattanooga, TN 37402 · 423-209-6500secure.tncountyclerk.com/index.php?countylist=33
- Hamilton County Building Inspection DepartmentIssues 2 permits on this page: Electrical, Plumbing and Mechanical Permits, County Electrical, Plumbing, Mechanical and Gas Licenses4005 Cromwell Road, Chattanooga, TN 37421 · 423-209-7860buildinginspection.hamiltontn.gov
- Hamilton County Division of Public Works (Development Services and Highway Department)Issues 4 permits on this page: Curb Cut Fee (County Road), Septic Tank Permit — New Installation, Right-of-Way Work License, County Septic Installer License1250 Market Street, Suite 3046, Chattanooga, TN 37402 · 423-209-7876 (Development Services); 423-209-5050 (Highway Department)hamiltontn.portal.opengov.com
- Hamilton County Planning DepartmentIssues 1 permit on this page: Rezoning and Special Permit Applications (Unincorporated)Development Resource Center, 1250 Market Street, Chattanooga, TN 37402hamiltontn.gov/Department_Planning.aspx
- Hamilton County Water Quality ProgramIssues 1 permit on this page: Land Disturbance Permit1250 Market Street, Suite 3044, Chattanooga, TN 37402 · 423-209-7851waterquality.hamiltontn.gov
- Tennessee Secretary of State, Division of Business and Charitable OrganizationsIssues 3 permits on this page: Articles of Organization (LLC), For-Profit Corporation Charter, Annual Report312 Rosa L. Parks Avenue, 6th Floor, Nashville, TN 37243-1102 · (615) 741-2286tncab.tnsos.gov
- Tennessee Department of RevenueIssues 1 permit on this page: Standard or Minimal Activity Business License500 Deaderick Street, Nashville, TN 37242 · (800) 342-1003www.tn.gov/revenue/taxes/business-tax/registration-and-licensing.html
- Tennessee Board for Licensing ContractorsIssues 1 permit on this page: Contractor License500 James Robertson Parkway, 4th Floor, Nashville, TN 37243-1150 · (615) 741-8307www.tn.gov/commerce/regboards/contractors.html
What does a contractor or trade need in Hamilton County Tn that other businesses do not?
5 of the 5 permits particular to a contractor or trade here apply to no other business type we cover in Hamilton County Tn: Land Disturbance Permit, County Electrical, Plumbing, Mechanical and Gas Licenses, Right-of-Way Work License and 2 more.
Land Disturbance Permit
The Hamilton County Water Quality Program is a multi-jurisdictional stormwater program formed, per its home page, by Hamilton County with Collegedale, East Ridge, Lakesite, Lookout Mountain, Red Bank, Ridgeside, Soddy-Daisy and Walden under TDEC NPDES permit TNS075566. As published on the program's current Land Disturbance Permit Application, linked from its Construction Site Controls page, 'Permit fee is $95.00 plus $5.00 per disturbed acre or portion thereof', and land disturbance permits expire one year after issuance unless an extension is requested in writing. The application needs the civil site plan, the stormwater calculation sheet, the SWPPP with the TDEC Notice of Intent (or Notice of Coverage), and a Level I erosion and sediment control inspector; the Construction Site Controls page says a pre-construction meeting follows SWPPP approval and the permit issues once all outstanding items, including any retention or detention facility fees, are received. Contact the program at 1250 Market Street, Suite 3044, 423-209-7851.
County Electrical, Plumbing, Mechanical and Gas Licenses
As published on the Building Inspection Department's current Application for License, linked from the county's Building Permits forms page, Hamilton County certifies and issues its own licenses in the electrical, plumbing, mechanical and gas fields. Contractor-level licenses cost $105 each: Class I Electrical Contractor (unrestricted), Class II Electrical Contractor (restricted), Class V Electrical Contractor (special), Class I Master Plumber, Class I State Plumbers License, Class I HVAC-Mechanical Contractor, Class II Mechanical, Master Gas Contractor, and the Class LLE and LLP state-license classes. Class I State Electrical Contractor and Class III Electrical Contractor (signs only) cost $55. Journeyman licenses cost $15 (electrical, plumbing and gas), $25 (mechanical) or $10 (electrical journeyman by state license). The form adds a $5.00 records management fee for each license type under Resolution 325-35, makes cheques payable to the Hamilton County Trustee, and says no refund on license or renewal fees shall be given. Contact Building Inspection, 4005 Cromwell Road, 423-209-7860.
Right-of-Way Work License
Resolution No. 425-9, adopted by the Hamilton County Commission on April 2, 2025 and in effect since July 1, 2025, establishes 'An annual fee of five hundred dollars ($500) ... for a license to perform work within county rights-of-way, to be collected by the Highway Department upon application or renewal'. The Division of Public Works memorandum of June 25, 2025, published with the signed resolution, describes it as the Right of Way Work License Fee, an annual $500 'to perform work within the County ROW (for prime and subcontractors)' that must be renewed annually, and directs applicants to the county's OpenGov portal. A contractor cutting driveways, laying utility connections or doing other work in a county road right-of-way holds the license; the same resolution sets a separate $500 fee for each temporary road closure. Contact the Highway Department at 423-209-5050.
County Septic Installer License
As published on the Development Services Groundwater Protection page, 'Installers are required to have a County Septic Installer License', and 'Hamilton County Installer Permit is good for 1 year.' An installer who holds a State Installer Permit fills out the application and pays the fee but does not take the test; one without a State permit must take and pass the Hamilton County Septic Installer License test (arrive by 3:30 PM to test in person). Resolution No. 423-28, adopted and effective April 19, 2023, sets the Installer and Pumper License Category 1 (standard systems) at $200.00 and every additional license (alternative, experimental, etc.) at $100.00. Groundwater Protection is at 1250 Market Street, Suite 3046, Chattanooga; call 423-209-7876.
Contractor License
The threshold is $25,000 for a prime contractor and for electrical, mechanical, plumbing, HVAC and roofing subcontractors, but $100,000 for a masonry subcontractor — the one trade with its own number. Drywall, painting, landscaping, carpentry and excavation need no state license at all. Below the main threshold a separate home improvement license covers residential work from $3,000 to $24,999, at the same $250 and $200 per business location plus a $10,000 surety bond, but only in the nine counties that have adopted it: Bradley, Davidson, Hamilton, Haywood, Knox, Marion, Robertson, Rutherford and Shelby. The monetary limit on your license is separate from the threshold and is set at ten times the lesser of working capital or net worth, with $300,000 in both needed for an unlimited license. Late renewal costs $20 a month for up to a year.
The other 5 local permits in the tables apply to every type of business in Hamilton County Tn, TN; what each one involves is set out on the Hamilton County Tn permits page. The 4 state-level registrations apply to every type of business across TN and are covered on the TN state page.
How does a contractor or trade compare with other businesses in Hamilton County Tn?
The closest match is a auto repair shop, which shares 0 of these permits. A contractor or trade also needs Land Disturbance Permit, County Electrical, Plumbing, Mechanical and Gas Licenses, Right-of-Way Work License and 2 more. A auto repair shop needs Automotive Repair Shop Licensing — Tennessee Position, which a contractor or trade does not.
| Business | Its own permits | Shared with a contractor or trade | Only a contractor or trade needs | Only it needs |
|---|---|---|---|---|
| Auto repair shops | 1 | 0 | 5 | 1 |
| Childcare centres | 2 | 0 | 5 | 2 |
| Coffee shops | 3 | 0 | 5 | 3 |
| Fitness studios | 1 | 0 | 5 | 1 |
| Food trucks | 3 | 0 | 5 | 3 |
| Restaurants | 4 | 0 | 5 | 4 |
| Retail stores | 2 | 0 | 5 | 2 |
| Salons and barbers | 1 | 0 | 5 | 1 |
| Veterinary clinics | 1 | 0 | 5 | 1 |
Sources
Every figure for the permits explained on this page was read from one of these government pages on the date shown. Sources for the permits that apply to every type of business are listed on the Hamilton County Tn permits page and the TN state page. Confirmed by Editorial Team.
- Land Disturbance Permit — Application (updated 12-20-22)Hamilton County Water Quality Program · primary source · retrieved 2026-10-08
- Construction Site Controls — permit application and review processHamilton County Water Quality Program · primary source · retrieved 2026-10-08
- Hamilton County Water Quality Program (member jurisdictions)Hamilton County Water Quality Program · primary source · retrieved 2026-10-08
- Application for License — County Electrical, Plumbing, Mechanical and GasHamilton County Building Inspection Department · primary source · retrieved 2026-10-08
- Building Inspection — Permit Applications and About the DepartmentHamilton County Building Inspection Department · primary source · retrieved 2026-10-08
- Building Permits — application formsHamilton County Building Inspection Department · primary source · retrieved 2026-10-08
- Public Works/Development Fees memorandum (June 25, 2025) with Resolution No. 425-9 (adopted April 2, 2025; effective July 1, 2025)Hamilton County Division of Public Works / Board of Commissioners · primary source · retrieved 2026-10-08
- Resolution No. 423-28 — Ground Water Protection / Development Services Fee Schedule (adopted and effective April 19, 2023)Hamilton County Board of Commissioners · primary source · retrieved 2026-10-08
- Development Services — Groundwater Protection (septic permits and installer licenses)Hamilton County Development Services · primary source · retrieved 2026-10-08
- Tennessee Comp. R. & Regs. 0680-01 — contractor licensing fees and bidding thresholdsTennessee Board for Licensing Contractors · primary source · retrieved 2026-09-03
- Tennessee Board for Licensing Contractors — home improvement license and the counties that have adopted itTennessee Department of Commerce and Insurance · primary source · retrieved 2026-09-03
Related
Commercial Compliance Hub publishes information, not legal advice. Requirements change — confirm anything you rely on with the issuing agency before you file.
